Kathy Henne: An Ocean of Options

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As a buyer, you may find yourself drifting on an ocean of financing options. Lenders have tightened their requirements. There are a few aspects of the loan application of which you should be aware before starting your home search.

Kettering Health announces leadership transitions

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For the Miami Valley Today

Ruese Insurance Group gives back to local United Way agencies

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SIDNEY — The United Ways of Shelby and Miami County were nominated by Ruese Insurance Group to receive a $5,000 donation as part of Westfield’s Legacy of Caring program.

Robot-assisted surgery provides relief for hernia patient

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TROY — Jim Crofoot put up with pain in his lower abdomen for much of last year before finally having enough.

Midwest Maintenance Inc. unveils new brand

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AUGUSTA, Georgia — Midwest Maintenance Inc., established in Ohio with a Southern Regional office in Augusta, unveils its new brand after 42 years in business.

Crown Equipment recognizes employees

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NEW BREMEN — Crown Equipment Corporation, one of the world’s largest material handling companies, recently recognized 127 employees who have achieved 25 years of service. This year’s group includes employees from across the United States, Australia, and China. They join more than 2,000 Crown employees who have reached the mark since 1970.

Kathy Henne: It takes two to harmonize

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Whether you are buying a home or selling one, it is likely that once an Offer To Purchase is on the table, you’ll enter a phase of the transaction called Negotiation. Fear not - this is how both sides feel like they “win.” By following a few reasonable recommendations, both parties can turn Negotiation into an Agreement.

Kathy Henne: Reward yourself

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Have you ever tried selling a car by placing a classified ad? How did you feel when prospective buyers said the car wasn’t worth the asking price, and needed extensive repairs? Were you offended or did you feel defensive?

Kathy Henne: Sheltering You and Your Income

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It’s easy to be concerned about all the information and disinformation that’s been swirling around in the current real estate market. However, home ownership offers benefits you just can’t get from other forms of investment, regardless of market conditions. In particular, the US tax code makes buying and owning a home a great deal.

Lowry named Wound Center Medical Director

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TROY — L. Stewart Lowry, MD, is the new medical director of Upper Valley Medical Center’s (UVMC) Wound Care Center and Hyperbaric Services.