Kathy Henne: A chore next door

While not a very common problem, if you’ve got it, it can have a negative impact on your listing: The Messy Neighbor. If you live next door to a “neglected” property, you might lose up to 15 to 20% of your home’s market value, particularly with buyers looking for any excuse to reduce their offer.

Kathy Henne: Protect your home and your wallet

If you own or plan to purchase a home, then you know that insurance is not just a luxury, it’s a requirement of your loan. While you should not skimp on certain coverage items, there are some steps you can take to reduce your overall premium.

Kathy Henne: Get the credit you deserve

Mortgage applications are being reviewed more thoroughly now than in the past, and your credit score should be 680 or higher to qualify for the best interest rates. So how do you determine your score, and know you’re getting the credit you deserve?

UVMC and Miami Valley receive award

TROY — Miami Valley Hospital and Upper Valley Medical Center have received the American Heart Association and American Stroke Association’s Get With The Guidelines®-Stroke Gold Plus Quality Achievement Award.

Augustina Addison joins Premier Women’s Center in Piqua

PIQUA – Augustina Addison, M.D., has joined Premier Women’s Center, 101 Looney Road, Piqua.

Thomas R. Zink, DO, joins Premier Orthopedics

TROY – Thomas R. Zink, D.O., has joined Premier Orthopedics, located at 3130 N. County Rd., 25A, Suite 116, Troy.

Pioneer Electric opens annual #WhoPowersYou contest

PIQUA – Pioneer Electric Cooperative along with Touchstone Energy® Cooperatives, is excited to announce the fifth annual #WhoPowersYou Contest celebrating local heroes. This is a chance for Pioneer members and employees to nominate someone making a difference in the community and an opportunity to celebrate the power of human connections. In addition to being nationally recognized, nominees can win up to $5,000 for their cause.

Kathy Henne: Look before you leap

Many retirees are facing financial insecurities from their battered investments, which explains why applications for “reverse mortgages” have risen nearly 50 percent in the last few years. It sounds like a great option: a lender essentially gives you a cash advance on your home’s equity, which doesn’t have to be paid back until you either move to another home or pass on to your heavenly reward.

Kathy Henne: Give them a hand

With all of the changes enacted in real estate and related industries, the appraisal process has not been immune. Because lenders were thought to be pressuring the appraisers they hired, banks now must largely work with independent appraisal companies, and they’re finding themselves buried in a backlog of appraisals that need to be completed.

Restaurant inspections

Inspections provided by the Piqua Health Department.